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Loans

How Do Rewards Credit Cards Work?
Rewards Credit Cards – Benefits of Rewards Credit Cards

Some credit cards merely charge interest for the use of their services. However, others grant reward…

Why Is It Important to Get Prequalified for a Personal Loan?
Personal Loan Prequalification: The Basics

When you are looking to take out a personal loan, prequalification can be an essential part of the p…

How Does APY Work?
Annual Percentage Yield – How Does Annual Percentage Yield Work?

Upon further investigation, you learn that your savings account has an APY of 0.04%. There is a conn…

How Do Private Party Auto Loans Work?
Private Party Auto Loans – What Are Personal Auto Loans?

Personal auto loans are exactly what they sound like. You borrow against a vehicle that you own, not…

What Is a Good APR for a Credit Card?
Credit Card APR: What Is a Good APR For a Credit Card?

When it comes to choosing a credit card, there are a lot of different factors that go into it, but o…

What Exactly Is a Debt Avalanche?
Debt Avalanche Strategy – All About the Debt Avalanche Method

The debt avalanche strategy is a debt repayment method where you focus on paying off your debts with…

What Exactly Is Student Loan Default?
Student Loan Default: What Is Student Loan Default?

When you’re in college, it’s easy to think that your student loan debt is just a number …

What Should You Do If Your Credit Limit Is Cut?
What to Do If Your Credit Limit Is Reduced?

If your credit card issuer has reduced your credit limit, there are steps you can take to get it inc…

How Does a Debt Management Plan Work?
Debt Management Plans – All About Debt Management Plans

Carrying around a mountain of debt might make you feel trapped. However, it is usually a challenge t…

What Happens After Your Credit Card Application is Denied?
Is Your Credit Card Application Denied? – The Best Things To Do

You have applied for a credit card, but your application has been denied. What do you do next? It ca…