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Loans

How to Calculate the Effective Annual Interest Rate
Effective Annual Interest Rate Explained — Here’s How It Works

Have you ever wanted to know how to figure up the effective annual interest rate on a loan or fundin…

How to Refinance a Personal Loan
Refinancing a Personal Loan: Here Are Things You Need to Know

Personal loan refinancing is not as difficult as you may think, but there are some things you need t…

How to Manage Your Student Loan Payment Properly
What Happens If You Don’t Pay Student Loans?

Not paying your student loans can be really problematic. There are plenty of consequences when it co…

What Exactly Is a Digital Wallet?
Digital Wallet Explained: All You Need to Know

In recent years, you may have noticed that there has been a shift from physical to digital wallets. …

How Does a Roth IRA Work?
Roth IRA 101: An Overview and How to Get Started

Before you decide to get a Roth IRA you should first know how it works. In this article, we will exp…

What is a Crypto Credit Card?
Understanding Crypto Credit Cards

A crypto credit card is a credit card that allows you to spend or buy your cryptocurrency without ha…

What Is a Cardless ATM?
Cardless ATMs Explained: All You Need to Know

In a world that’s increasingly becoming cashless, it’s no surprise that ATMs are following suit….

How Do CD Ladders Work?
CD Ladder Explained — Learn How This Strategy Can Help You

There’s a lot of financial advice out there. Some of it is good, some of it is bad, and some of it…

What Exactly Is Homeowners Insurance?
Homeowners Insurance: The Basics

Homeowners insurance is one of those things we all know we need, but few actually understand it comp…

What Is Considered a Bad Credit Score?
What Is a Bad Credit Score? – Learn How to Fix Bad Credit

Subsequently, if your FICO rating is below 670, you have a bad credit score. Also, according to the …