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Loans

What Is an Emergency Fund?
Emergency Fund Definition – How to Get Started

The term “emergency fund” refers to a savings account that can be accessed in the event …

What is Mortgage Underwriting?
Mortgage Underwriting: What to Know About

Mortgage underwriting is the procedure that monetary institutions go through to assert whether or no…

How Do Unsecured Credit Cards Work?
Unsecured Credit Cards: An Overview

There are a lot of different types of credit cards out there, and it can be hard to know which one i…

What Exactly Is a Credit Utilization Rate?
Understanding a Credit Utilization Rate

Your credit utilization rate is one of the most important factors in your credit score. It’s a…

How Do Personal Lines of Credit Work?
Personal Lines of Credit: The Basics

Personal loans are nothing new and you probably heard of them many times before but what is a person…

What Exactly Is Car Leasing?
Car Leasing: Things You Need to Know

One option for buying an automobile is to sign a lease. Instead of buying an automobile completely, …

How Does Student Loan Refinancing Work?
Student Loan Refinancing: What You Need to Know

Want to know if you should restructure your student loans? There are others in your position. There …

Where to Get Money Orders?
Money Orders Explained – How Does Money Order Work?

Money orders are a convenient way to send money, especially when you don’t have a bank account or …

How Does Mortgage Insurance Work?
Mortgage Insurance Definition – What Is Mortgage Insurance?

Mortgage default is a major risk for creditors, thus they offer mortgage insurance as extra security…

What is a Credit Limit?
Increasing Your Credit Limit: Here’s How

Your credit limit affects more than just how much you are able to charge on your credit card; it als…