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Loans

How to Qualify for 0% APR Car Deals
0% APR Car Deals: Everything That You Need to Know

If you’re in the market for a new car, you’ve probably seen some dealerships advertising 0% APR�…

How Does an Assumable Mortgage Work?
Assumable Mortgage Explained

The purchase of a new home can be financed in a variety of ways, and potential buyers have a lot of …

What Exactly Are Mortgage Closing Costs?
Understanding Mortgage Closing Costs

When purchasing a property that requires a mortgage, you will need to include a down payment as well…

What Is an SBA 7(a) Loan?
SBA 7(a) Loan: A Comprehensive Guide

The 7(a) Loan Program is offered by the SBA to help small businesses get the financing they need to …

What is a Black Credit Card?
Black Credit Cards: What You Need to Know

Credit cards come in all shapes and colors these days. And while most people think of them as simply…

What Do Credit Card Issuers Do
Credit Card Issuer Explained

We all know that credit cards run the world. But have you ever wondered who is your issuer and what …

How Does an Escalation Clause Work?
Escalation Clause: An Overview

Despite rising mortgage rates and little availability, the real estate market is still red hot, and …

How Does a Penalty APR Work?
Penalty APR Definition: What You Need to Know

So what is a definition of a penalty APR? It does seem a bit complicated but in reality, it is not. …

What Exactly Is the Fair Credit Reporting Act?
Fair Credit Reporting Act – What Is FCRA?

The Fair Credit Reporting Act, sometimes known as the FCRA, is a piece of federal legislation that w…

How Does a Credit Card Delinquency Work?
Credit Card Delinquency: What Should You Know?

No one wants to be in a position where they are struggling to make ends meet and their credit card d…